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|
Equity Lines of Credit: |
Rates |
Points |
Fees |
APR |
Term | |
|
Owner Occupied |
Prime + 1.00% |
0.00% |
$500 |
7.04% |
N/A |
|
Non-Owner Occupied |
Prime + 1.50% |
0.00% |
$500 |
7.04% |
N/A |
| Above APR's are determined based off of a loan amount of: $100,000. All Lines of Credit have a floor of 7.00%. | |
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|
Construction: |
Rates |
Points |
Fees |
APR |
Term | |
|
SFR Owner Occupied |
7.00% |
1.00% |
$750 |
8.01% |
18-24 Months |
|
SFR SPEC |
7.50% |
1.25% |
$1,000 |
8.71% |
25-30 Months |
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| |
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|
| Land: |
Rates |
Points |
Fees |
APR |
Term | |
|
1 Year Fixed |
The Bank is |
currently not |
originating |
land loans. |
|
| |
| |
| |
| Bridge or Swing: |
Rates |
Points |
Fees |
APR |
Term | |
|
Owner Occupied |
7.95% |
1.00% |
$500 |
9.99% |
6 Months |
| Above APR's are determined based off of a loan amount of: $800,000 |
| |
| |
| Commercial: |
Rates |
Points |
Fees |
APR |
Term | |
| Commercial Fixed |
Please Call |
1.00% |
$500 |
Call |
300 Months |
| Commercial Variable |
Please Call |
1.00% |
$500 |
Call |
300 Months |
| Above APR's are determined based off of a loan amount of: $800,000 |
| |
| |
| Manufactured Homes: |
Rates |
Points |
Fees |
APR |
Term | |
| Owner & Non Owner |
5 Yrs Fixed at 7.95% |
1.50% |
$500 |
9.07% |
60 Months Fixed, then 180 Months at Prime + 1.00% |
| Above APR's are determined based off of a loan amount of: $250,000 |
| |
| |
|
Auto: |
Rates |
Points |
Fees |
APR |
Term | |
| New Vehicles |
7.00% |
0.00% |
$100 |
7.04% |
60 Months |
| Used Vehicles |
8.00% |
0.00% |
$100 |
8.04% |
12 Months |
| Above APR's are determined based off of a loan amount of: $15,000 |
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