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REAL ESTATE LOANSApplication process to obtain a Real Estate Loan. |
| Home Equity Lines of Credit |
Personal Financial Information Required | ||
| Construction Loans* | 1. Complete a San Luis Trust Bank application including a Personal Financial Statement | ||
| Land Loans | 2. Personal Tax Returns, 2 years, signed (include K-1 schedules when applicable) | ||
| Manufactured Home Loans |
3. Checking & Savings Accounts (2 most recent statements) | ||
| Bridge Loans Residential First Trust Deed Loans |
4. Other Investments or Accounts - Copies of investment statements (IRA stmts or brokerage stmts) | ||
Commerical Real Estate Loans |
5. If self-employed: - If Corporation, past 2 years tax returns - Last four 941 forms | ||
| 6. Name & Phone number of insurance agent(s): - Hazard Insurance - Flood Insurance (if applicable) | |||
| * 7. Construction Loans only: - Construction Cost Breakdown (20K pdf) - Contractor Questionnaire (38K pdf) - Construction Draw Process (48K pdf) - Environmental Questionnaire (33K pdf) | |||
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Personal Financial Information is required for all the loans we offer. | |||
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